Liberty Capital Bank is committed to protecting your privacy and developing technology
that gives you the most powerful and safe online experience. This Statement of Privacy
applies to the Liberty Capital Bank Web site and governs data collection and usage.
By using the Liberty Capital Bank website, you consent to the data practices described
in this statement.
Collection of your Personal Information
Liberty Capital Bank collects personally identifiable information, such as your e-mail
address, name, home or work address or telephone number. Liberty Capital Bank also
collects anonymous demographic information, which is not unique to you, such as
your ZIP code, age, gender, preferences, interests and favorites.
There is also information about your computer hardware and software that is automatically
collected by Liberty Capital Bank. This information can include: your IP address,
browser type, domain names, access times and referring Web site addresses. This
information is used by Liberty Capital Bank for the operation of the service, to
maintain quality of the service, and to provide general statistics regarding use
of the Liberty Capital Bank Web site.
Please keep in mind that if you directly disclose personally identifiable information
or personally sensitive data through Liberty Capital Bank public message boards,
this information may be collected and used by others. Note: Liberty Capital Bank
does not read any of your private online communications.
Liberty Capital Bank encourages you to review the privacy statements of Web sites
you choose to link to from Liberty Capital Bank so that you can understand how those
Web sites collect, use and share your information. Liberty Capital Bank is not responsible
for the privacy statements or other content on Web sites outside of the Liberty Capital Bank
and Liberty Capital Bank family of Web sites.
Use of your Personal Information
Liberty Capital Bank collects and uses your personal information to operate the Liberty Capital Bank
Web site and deliver the services you have requested. Liberty Capital Bank also uses
your personally identifiable information to inform you of other products or services
available from Liberty Capital Bank and its affiliates. Liberty Capital Bank may also
contact you via surveys to conduct research about your opinion of current services
or of potential new services that may be offered.
Liberty Capital Bank does not sell, rent or lease its customer lists to third parties.
Liberty Capital Bank may, from time to time, contact you on behalf of external business
partners about a particular offering that may be of interest to you. In those cases,
your unique personally identifiable information (e-mail, name, address, telephone
number) is not transferred to the third party. In addition, Liberty Capital Bank
may share data with trusted partners to help us perform statistical analysis, send
you email or postal mail, provide customer support, or arrange for deliveries. All
such third parties are prohibited from using your personal information except to
provide these services to Liberty Capital Bank, and they are required to maintain
the confidentiality of your information.
Liberty Capital Bank does not use or disclose sensitive personal information, such
as race, religion, or political affiliations, without your explicit consent.
Liberty Capital Bank keeps track of the Web sites and pages our customers visit within
Liberty Capital Bank, in order to determine what Liberty Capital Bank services are
the most popular. This data is used to deliver customized content and advertising
within Liberty Capital Bank to customers whose behavior indicates that they are interested
in a particular subject area.
Liberty Capital Bank Web sites will disclose your personal information, without notice,
only if required to do so by law or in the good faith belief that such action is
necessary to: (a) conform to the edicts of the law or comply with legal process
served on Liberty Capital Bank or the site; (b) protect and defend the rights or
property of Liberty Capital Bank; and, (c) act under exigent circumstances to protect
the personal safety of users of Liberty Capital Bank, or the public.
The Liberty Capital Bank Web site use "cookies" to help you personalize your online
experience. A cookie is a text file that is placed on your hard disk by a Web page
server. Cookies cannot be used to run programs or deliver viruses to your computer.
Cookies are uniquely assigned to you, and can only be read by a web server in the
domain that issued the cookie to you.
One of the primary purposes of cookies is to provide a convenience feature to save
you time. The purpose of a cookie is to tell the Web server that you have returned
to a specific page. For example, if you personalize Liberty Capital Bank pages, or
register with Liberty Capital Bank site or services, a cookie helps Liberty Capital Bank
to recall your specific information on subsequent visits. This simplifies the process
of recording your personal information, such as billing addresses, shipping addresses,
and so on. When you return to the same Liberty Capital Bank Web site, the information
you previously provided can be retrieved, so you can easily use the Liberty Capital Bank
features that you customized.
You have the ability to accept or decline cookies. Most Web browsers automatically
accept cookies, but you can usually modify your browser setting to decline cookies
if you prefer. If you choose to decline cookies, you may not be able to fully experience
the interactive features of the Liberty Capital Bank services or Web sites you visit.
Security of your Personal Information
Liberty Capital Bank secures your personal information from unauthorized access,
use or disclosure. Liberty Capital Bank secures the personally identifiable information
you provide on computer servers in a controlled, secure environment, protected from
unauthorized access, use or disclosure. When personal information (such as a credit
card number) is transmitted to other Web sites, it is protected through the use
of encryption, such as the Secure Socket Layer (SSL) protocol.
Changes to this Statement
Liberty Capital Bank will occasionally update this Statement of Privacy to reflect
company and customer feedback. Liberty Capital Bank encourages you to periodically
review this Statement to be informed of how Liberty Capital Bank is protecting your
Liberty Capital Bank welcomes your comments regarding this Statement of Privacy.
If you believe that Liberty Capital Bank has not adhered to this Statement, please
contact Liberty Capital Bank at firstname.lastname@example.org.
We will use commercially reasonable efforts to promptly determine and remedy the
Your privacy is very important to us. We would like to advise you that Internet email is not secure. Please do not submit any information that you consider confidential. We recommend you do not include your social security or account number or other specific identifying information.
You are leaving Liberty Capital Bank's website and linking to a third party site. Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Liberty Capital Bank. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Liberty Capital Bank assumes no liability for the content, information, security, policies or transactions provided by these other sites.